قياس كفاءة القطاع المصرفي الخاص باستخدام نموذج التحليل الحدودي العشوائي للمدة 2007-2011

Abstract

Abstract AbstractThe research aims to measure the Iraqi private banking sector efficiencyfor the period 2007-2011, after the implementation of financial liberalizationand banking procedures in Iraq and using the stochastic frontier analysis (SFA)method and determined efficient banks, in addition to determine bankingsector efficiency in general, to achieve the goals of the research, we applicationSFA on 20 private Iraqi bank data for the period 2007 to 2011 by using twomodels : the pooled and random effects model using production function inbank sector, the results showed that Iraq Trade bank is the best bank, whichachieved the highest percentage efficiency for investments and loans outputsand the Iraqi banking sector has achieved increasing efficiency ratios during theperiod 2007-2011 for investments and loans outputs'. The results also showedfor production function in bank sector the inefficiency term is statisticalsignificance for investment and loan output in both models ,and for loan outputin random effects but not significance in pooled model.